An analysis of the commonwealth of australia

General characteristics Topographic map of Australia. Dark green represents the lowest elevation and dark brown the highest Surrounded by the Indian and Pacific oceans, [N 6] Australia is separated from Asia by the Arafura and Timor seas, with the Coral Sea lying off the Queensland coast, and the Tasman Sea lying between Australia and New Zealand. The world's smallest continent [99] and sixth largest country by total area[] Australia—owing to its size and isolation—is often dubbed the "island continent", [] and is sometimes considered the world's largest island. This exclusive economic zone does not include the Australian Antarctic Territory.

An analysis of the commonwealth of australia

General Overview About Commonwealth Bank of Australia The Commonwealth Bank is Australia's leading provider of integrated financial services including retail banking, premium banking, business banking, institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services.

Total Shareholder Return is calculated as the growth in the value of the investment in the Group's shares, assuming all dividends are reinvested in shares at the point dividends are paid.

The strategic strengths of the Commonwealth Bank are its: Brand Scale Diversified business mix The Commonwealth Bank brand is the most recognised brand in the Australian financial services industry. In terms of scale, the Group has a strong domestic presence with the largest customer base of any Australian bank and operates the largest financial services distribution network in the country with the most points of access.

Banking The Commonwealth Bank Group provides a full range of retail banking services including home loans, credit cards, personal loans, transaction accounts, and demand and term deposits through its Commonwealth Bank and Bankwest brands.

The Group has leading domestic market shares in home loans, personal loans, retail deposits and discount stockbroking, and is one of Australia's largest credit card issuers.

The Group also offers a full range of commercial products including business loans, equipment and trade finance, and rural and agribusiness products. The Group serves corporations, government entities and other major institutions operating in Australasia. Corporate customers have access to financial markets services, securities underwriting, trading and distribution, corporate finance, equities, payments and transaction services, investment management and custody services.

Funds Under Management As a full financial services provider, the Group also offers investment products and superannuation. Customers can choose between investing directly in the range of investment funds offered by the Group, or obtain wider investment choice through the Group's master trust product, FirstChoice, the largest retail platform in Australia.

The Commonwealth Bank Group is one of the country's largest manager of Australian funds, and one of the largest retail funds managers in terms of total value of funds under management. The asset management business manages investment portfolios for a diverse range of retail and wholesale clients.

It provides a large range of active and indexed investment options. These options include Australian and international shares, listed property, fixed interest, credit, infrastructure, private equity and cash.

Superannuation and Insurance The Group provides a range of life insurance, superannuation, retirement income and general insurance products. The Group is one of Australia's largest life insurers and is also one of the largest managers in retail superannuation, allocated pensions and annuities by funds under management.

Life insurance operations are also conducted in New Zealand, where the Group has the leading market share, and throughout Asia and the Pacific. International The Commonwealth Bank Group has a growing international presence through: Networks and Alliances The extensive reach of the Group's distribution network is achieved through the combination of the Group's branch network and a nationwide agency arrangement with Australia Post.

The Commonwealth Bank Group is a leader in online financial services in Australia with facilities that include NetBank, the Group's internet banking site and CommSec, the country's most popular online broker. The Group also has a wide agency and independent financial advisory distribution capability with trained and licensed investment advisers located throughout the branch network and aligned advisory services.

An analysis of the commonwealth of australia

Community Support The Commonwealth Bank is a long-standing supporter of community activities and organisations. This support is directed at a broad range of activities that bring long term benefits to Australians and reflect community activities and organisations.

Areas of particular emphasis include education, medical, youth, science and technology, the arts and the environment. We look to support educational programs which provide professional and credible learning activities. The Commonwealth Bank Foundation encourages developments in education, including the development of financial literacy skills for young Australians.

Structure The Commonwealth Bank has five customer-facing business divisions, designed to align product development and service delivery more fully with customer segments. Retail Banking Services Retail Banking Services' role is to deliver customised service, focusing on meeting the financial needs of personal and small business customers seeking simple, convenient and affordable banking.

It also oversees the Group's marketing functions and online strategy and development. Business and Private Banking Business and Private Banking manages relationships with Commonwealth Bank's small-medium enterprise customers and its regional and agribusiness customers, providing a wide range of services and solutions.

Institutional Banking and Markets Institutional Banking and Markets is responsible for managing the Group's relationships with major corporate and government clients and institutional investors, and provides a full range of capital raising, transactional and risk management products and services.Pacific Ocean MSLP Analysis Valid at 00UTC.

Printable B&W Analysis (PDF) Features: Low pressure trough; Cold front; Developing cold front; Decaying cold front; Monsoon trough; Warm front. Government jobs. Get inspired. Get rewarded. The Australian Public Service (APS) is the place to realise your potential.

APS employees can fill a wide range of roles, and are provided generous support and remuneration in locations across Australia. Bureau of Meteorology web homepage provides the Australian community with access to weather forecasts, severe weather warnings, observations, flood information, marine and high seas forecasts and climate information.

Products include weather charts, satellite photos, radar pictures and climate maps. The Bureau also has responsibility for . A further alleged contraventions against the Commonwealth Bank of Australia have been filed today by AUSTRAC, the Government’s financial intelligence and regulatory body, adding to the current civil penalty proceedings.

BBC Sport - Commonwealth Games: Australia score volley against India in women's hockey semi-final. The Medical Services Advisory Committee (MSAC) is an independent non-statutory committee established by the Australian Government Minister for Health in

Personal banking including accounts, credit cards and home loans - CommBank